AADHARHFCNSEAadhar Housing Finance LimitedMinimalNeutral
Announced Tue, 6 May · 18:14 IST

Aadhar Housing Finance Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 32

AADHARHFC · price

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Aadhar Housing Finance reported strong audited FY25 (year ended March 31, 2025) results with standalone total income rising about 20% to Rs 3,108.6 crore from Rs 2,586.7 crore in FY24. Profit after tax grew roughly 22% to Rs 912.1 crore (FY24: Rs 748.5 crore), pushing basic EPS to Rs 21.44 versus Rs 18.96. Q4 FY25 PAT came in at Rs 245.2 crore on total income of Rs 833.8 crore. The Board approved raising overall borrowing limits to Rs 30,000 crore (including debentures and creating charge on assets), subject to shareholder approval. Mr. Raj Vikash Verma (DIN: 03546341) was appointed as Additional Independent Director, and M/s. Aashish K. Bhatt & Associates was appointed as Secretarial Auditor for a 5-year term from FY26. The company also confirmed no material deviation in use of IPO proceeds, with Rs 994.3 crore of Rs 1,000 crore utilised by March 31, 2025 (only Rs 5.66 crore unutilised, pending issue expenses). Asset quality remained healthy with GNPA at 1.08%, NNPA at 0.71%, and a strong CRAR of 44.61%.

Likely market impact

Strong earnings growth and robust asset quality are positives for shareholders, while the higher borrowing limit signals continued loan book expansion. Director and auditor appointments are routine governance actions. The clean IPO proceeds utilisation report should reassure investors post-listing.