Aadhar Housing Finance Limited has informed the Exchange about Investor Presentation
AADHARHFC · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
Aadhar Housing Finance shared its Q1 FY26 investor presentation showing 22% YoY growth in AUM to ₹265,241 Mn and 19% YoY growth in PAT to ₹2,373 Mn. Loan disbursements rose 32% YoY to ₹19,786 Mn, led by strong growth in retail home loans and other mortgage loans. Asset quality was stable with GNPA at 1.34% (up just 3bps), cost-to-income ratio improved 64bps YoY, and the company received a CARE rating upgrade to AA+/Stable. The company operates 591 branches across 22 states serving ~306k live accounts, with Blackstone as its promoter and a diversified borrowing base across 43 lender relationships. Portfolio yield held at 13.8% with spreads stable at 5.8%, even as NIM softened 10bps YoY to 8.8%.
The combination of 22% AUM growth, 19% PAT growth, stable asset quality, and the rating upgrade signals healthy business momentum and a strengthening credit profile. However, the slight 10bps NIM compression and a 43% YoY rise in credit costs are minor watchpoints that could pressure near-term profitability.