AADHARHFCNSEAadhar Housing Finance LimitedMediumNeutral
Announced Tue, 5 May · 17:15 IST

Aadhar Housing Finance Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

AADHARHFC · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-3.6%1-day move
₹519.50
prior close
₹520.00
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-3.7-2.2-2.1-1.8-3.6-3.2-3.9-6.0-5.9-11.3-8.0-11.1+6.7
Up moveDown movePending
AI summary

Aadhar Housing Finance reported strong FY26 results with AUM growing 20% to ₹305.7 billion. PAT increased 22% to ₹11.1 billion (excluding one-time labour code impact of ₹159 million), while ROA improved 7 bps to 4.4%. Disbursements rose 17% to ₹95.6 billion. The company maintained asset quality with GNPA at 1.08% and expanded spreads by 13 bps to 5.8%. Net worth stood at ₹75 billion with 626 branches serving 336,000 live accounts across 22 states. The HFC focuses on the low-income housing segment with average ticket size of ₹1.1 million and 63% AUM to EWS/LIG customers. Rating was upgraded to AA+/Stable by CARE. The presentation includes detailed financial statements, business overview, and industry outlook showing India's affordable housing financing opportunity estimated at ₹45 trillion.

Likely market impact

The strong 22% PAT growth, margin expansion, and credit rating upgrade signal a healthy franchise. The focus on the underserved low-income housing segment provides a large addressable market with room for sustained growth.