Aadhar Housing Finance Limited has informed the Exchange about Transcript

Aadhar Housing Finance crossed INR30,000 crores AUM milestone (INR30,571 crores) with 20% YoY growth in FY26. Full-year disbursements reached INR9,556 crores (17% YoY) with Q4 delivering the highest-ever quarterly disbursement of INR3,087 crores. PAT grew 20% YoY to INR1,096 crores. Management maintained its guidance of 20% AUM growth, 20% profit growth, and 17-18% disbursement growth for FY27. Asset quality improved with GNPA at 1.08% (30 bps sequential improvement) and collection efficiency above 99.8%. Cost-to-income ratio improved by 55 bps to 35.9%. The company operates 626 branches across 22 states with no single state contributing more than 15% to AUM, disbursements, or distribution. Management sees a clear path to INR50,000 crores AUM in 3 years driven by structural demand in affordable housing segment.