Asset Liability Management Statements as on December 31, 2025
AADHARHFC · price
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Aadhar Housing Finance filed its quarterly Asset Liability Management (ALM) statement with BSE and the National Housing Bank for the period ending December 31, 2025, as required under SEBI's October 2025 Master Circular. Across short-term time buckets (1 day to 6 months), total expected inflows stood at ₹6,081 crore versus total outflows of ₹5,764 crore. The largest inflow sources were interest on performing advances (~₹1,797 crore) and fresh borrowings (~₹2,648 crore), while the biggest outflow was loan disbursements (~₹2,928 crore). The company reported a positive cumulative mismatch of ~₹634 crore, meaning inflows comfortably exceeded outflows in every time bucket, with the mismatch averaging around 5.5% of total outflows.
The positive liquidity mismatch indicates Aadhar Housing Finance has a healthy short-term liquidity buffer to meet its obligations as they fall due. For shareholders, this reflects prudent liquidity management and financial stability, though ALM filings are routine regulatory disclosures with limited direct stock price impact.