AAVASBSEAAVAS Financiers LtdHighNeutral
Announced Tue, 5 May · 17:41 IST

Outcome of Board Meeting held on Tuesday, May 05, 2026

Ebitda Margin ExpansionPat Growth 25pctDebt Equity ThresholdNegative Operating CashflowResults View source PDF

AAVAS · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-2.1%1-day move
₹1448.00
prior close
₹1494.90
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-0.9-1.9-2.6-2.4-2.1-0.2-3.0-4.2-0.8-4.4-5.6-12.6+4.9
Up moveDown movePending
AI summary

AAVAS Financiers reported full-year revenue of Rs 2,683 crore, up 13.9% YoY from Rs 2,354 crore. Net profit after tax grew 14.1% to Rs 655 crore from Rs 574 crore. The company raised its authorized NCD limit to Rs 9,000 crore (shareholder approval pending) and cut its Prime Lending Rate by 10 bps effective June 5, 2026. Auditors gave an unqualified opinion. Capital ratios remain strong: CRAR at 44.56%, GNPA at 1.05%, and debt-to-equity at 3.09. Cash flow from operations remained negative at Rs -1,386 crore due to high loan disbursement activity, consistent with a housing finance company's growth phase.

Likely market impact

Solid all-round performance with ~14% revenue and PAT growth, expanding margins, and strong asset quality. The NCD limit increase signals ongoing capital market borrowing plans. The rate cut on PLR could marginally compress NIMs going forward.