Annual Report 2024-25
Awaiting price reaction for this filing.
Bank of Baroda submitted its Annual Report for FY 2024-25 to BSE and NSE under Regulation 34 of SEBI (LODR) Regulations, 2015. From the readable portions of the report: the Bank crossed the ₹27 lakh crore total business milestone (reaching ₹27.02 lakh crore), posted its highest-ever standalone net profit of ₹19,581 crore, and consolidated net profit crossed the ₹20,000 crore mark at ₹20,716 crore. The Bank maintained robust asset quality with its lowest GNPA and NNPA ratios in recent years, CRAR strengthened, and ROA was above 1% in FY25. Growth came from retail loans (auto, mortgage, education), MSME, agriculture, and a deposit mobilisation push via CASA and term deposits. A dividend was declared subject to approvals. The report highlights 188 new branches added, 'phygital' branches, GenAI chatbots, ESG initiatives including green financing, and various recognitions (EASE 6.0 ranks, Best Bank in AI/ML Adoption).
This is a routine annual report submission for an existing PSU listed stock, not a new announcement. The embedded highlights point to record profit, improving asset quality and healthy capital position — broadly positive for shareholders. No new material event for trading purposes; expect steady PSU banking sector sentiment.