Announced Fri, 14 Nov · 14:38 IST

Refer files attached herewith.

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionNegative Operating CashflowResults View source PDF

Price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Apex Capital And Finance Ltd reported strong Q2 FY26 results with revenue from operations at Rs. 153.26 lacs, up sharply from Rs. 54.95 lacs in Q2 FY25. For the half year (H1 FY26), total revenue stood at Rs. 302.20 lacs versus Rs. 106.02 lacs in H1 FY25, a jump of roughly 185%. Profit after tax for H1 FY26 was Rs. 155.60 lacs compared to just Rs. 3.95 lacs a year earlier, driven by much higher interest/finance income. EPS for H1 FY26 rose to Rs. 2.68 from Rs. 0.07 in H1 FY25. The auditor (Mahesh Kumar & Company) issued a clean limited review report with no qualifications. The company is primarily in the lending business — its loan book stood at Rs. 5,848.55 lacs as on September 30, 2025. Operating cash flow was negative Rs. 2,379.59 lacs for H1 FY26, mainly because the company disbursed more loans (increase of Rs. 2,537.39 lacs in loans), funded partly by Rs. 2,375 lacs raised via share warrants/unsecured borrowings.

Likely market impact

Exceptionally strong year-on-year revenue and profit growth, with margins expanding sharply, which is positive for shareholders. However, the negative operating cash flow reflects heavy loan disbursement — typical for an NBFC — and investors should watch asset quality and provisioning. Overall, the headline numbers look very encouraging, though the small base effect (low prior-year comparables) should be kept in mind.