BSEApollo Finvest India LtdMediumNeutral
Announced Tue, 10 Feb · 19:41 IST

Enclosed Investor Presentation for the quarter ended December 31, 2025

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Apollo Finvest (India) Limited, a digital-first publicly-listed NBFC, reported healthy Q3 FY26 results with total income of Rs. 4.70 crore and profit before tax of Rs. 2.84 crore. PBT grew 32.71% year-on-year and net profit margin stood at a robust 38.94%, reflecting disciplined cost management. Asset quality remained strong with GNPA at 1.23% and collection efficiency at 97.14%, both well above industry benchmarks of 2.85% and 91% respectively. The retail loan book grew sharply at 189% quarter-on-quarter, supported by partnership-led distribution. Management also highlighted progress on its Apollo Cash app (35,000+ organic downloads at launch) and Super Sonic underwriting platform, through which Rs. 30+ crore has already been disbursed using Account Aggregator-based income data.

Likely market impact

Strong profitability and superior asset quality versus industry averages point to operational discipline and could attract investor interest, but the small absolute income base (Rs. 4.70 crore) makes the stock vulnerable to any slippage in its fast-scaling retail book.