Aptus Value Housing Finance India Limited has informed the Exchange about Investor Presentation
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Aptus Value Housing Finance shared its Q4 FY25 investor presentation reporting strong full-year performance. AUM crossed Rs 10,865 crore, up 25% YoY, while disbursements grew 15% YoY to Rs 3,604 crore. Profit after tax rose 23% YoY to Rs 751 crore with ROE improving to 18.76% (from 17.25% in FY24), supported by best-in-class operating efficiency (Opex/Assets at 2.63%). Asset quality was largely stable with Gross NPA at 1.19% and Net NPA at 0.89%. The company expanded its network to 300 branches across 6 states, serving 1.62 lakh customers, and entered Maharashtra and Odisha. Liquidity position remains comfortable at Rs 1,155 crore, with AA- credit rating (stable from ICRA, positive from CARE) and CRAR of 70%.
Positive for shareholders — strong AUM and profit growth, improving ROE, and healthy capital adequacy reinforce the company's position among the most efficient housing finance players. Minor watchpoints include a slight YoY rise in Gross NPA (12 bps) and a dip in NIM on assets (13.35% to 12.96%), but overall trajectory remains robust.