Aptus Value Housing Finance India Limited has informed the Exchange regarding a press release dated July 31, 2025, titled "Press release on the financial and operational performance of the Company for the first quarter ended June 30, 2025".
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Awaiting price reaction for this filing.
Aptus Value Housing Finance reported Q1 FY26 results with AUM growing 24% YoY to ₹11,267 Cr and net profit up 28% YoY to ₹219 Cr. RoE expanded to 20.1% and RoA to 7.9%, both industry-leading. Disbursements rose 15% YoY to ₹775 Cr, with the customer base growing 20% to 1.65 lakh and branch network reaching 301. Gross NPAs rose 30 bps sequentially to 1.49% on seasonality, though credit cost stayed within the 45-50 bps guidance band. The long-term credit rating was upgraded to CARE AA; Stable, and management guided an AUM target of ₹25,000 Cr by FY28-29, supported by expansion into Maharashtra and Odisha.
Strong profitability and AUM growth along with the rating upgrade are positive for the stock, while the sequential rise in GNPAs and slightly higher credit cost warrant monitoring. The multi-year AUM guidance and stable spreads signal management's confidence in sustained growth.