APTUSNSEAptus Value Housing Finance India Limited· FinanceHighNeutral
Announced Tue, 6 May, 2025 · 16:06 IST

Aptus Value Housing Finance India Limited has informed the Exchange regarding a press release dated May 06, 2025, titled "Press release on the financial and operational performance of the Company for the fourth quarter and financial year ended March 31, 2025".

Analyst Day Multiyear TargetsInvestor Communications View source PDFExplain this filing

APTUS · price

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Price reactionminutes from the announcement price · days from the prior close
+0.8%Reaction day
₹317.60
prior close
₹314.95
announcement price
After-mkt
timing
Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)+1.2%-0.4% vs market
Housing Finance Company peers, median of 17sector+0.9%-0.2% vs sector

On the reaction day the stock moved 0.4 pts less than Nifty Smallcap 250 and 0.2 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+1.6
10m
+1.7
15m
+2.4
30m
+1.8
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
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Next day
+2.3-0.0+2.3-0.5+2.8
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+1.5+3.3-1.8+3.3-1.7
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+0.8+4.2-3.4+2.8-2.1
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+1.5+5.6-4.2+4.2-2.7
1w
+2.8+8.1-5.2+5.5-2.7
15d
+7.3+10.0-2.8+4.0+3.3
1m
+3.7+15.4-11.7+7.7-4.0
2m
+3.2+16.8-13.6+6.4-3.2
3m
+7.1+10.4-3.2+4.5+2.6
UpDownMarket · Nifty Smallcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Aptus Value Housing Finance India reported FY25 results with Assets Under Management growing 25% YoY to Rs. 10,865 crores, supported by 15% growth in disbursements to Rs. 3,604 crores. Net profit rose 23% YoY to Rs. 751 crores, while RoE improved to 18.76% from 17.25% and Opex ratio declined to 2.63%. However, RoA dipped to 7.73% (from 8.00%), spread marginally compressed to 8.70%, and Gross NPA rose slightly to 1.19%. The company expanded to 300 branches (38 added in FY25) and maintained healthy liquidity of Rs. 1,155 crores with capital adequacy of 70%. Management reiterated a multi-year target of Rs. 25,000 crore AUM by FY28 and guided credit costs at 40-45 basis points.

Likely market impact

Solid profit growth, strong capital position (70% CRAR), and clear long-term growth targets are positive for shareholders, but slight RoA compression and a marginal NPA uptick are minor concerns. Overall, the results reinforce Aptus as a well-managed affordable housing finance franchise with a credible growth runway.