Arman Financial Services Limited has informed the Exchange regarding a press release dated February 13, 2026, titled "Press Release on Financials Results for Q3 FY 2025-26".
ARMANFIN · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
Arman Financial Services, a Gujarat-based NBFC, reported its Q3 FY26 results with consolidated AUM at INR 2,274 Crore, up 6.8% QoQ but largely flat YoY (-0.2%). Profit After Tax for the quarter jumped 177.5% QoQ to INR 22 Crore, recovering from a loss of INR 7 Crore in Q3 FY25, though 9M FY26 PAT was down 60.3% YoY at INR 16 Crore. Disbursements for 9M FY26 grew strongly at 27% YoY to INR 1,482 Crore, with Q3 disbursements surging 83% YoY to INR 618 Crore. Asset quality improved with consolidated GNPA at 3.40% and collection efficiency rising to 96.3%, while the microfinance arm Namra returned to profitability in Q3 (PAT INR 13 Cr) after a INR 16 Cr loss in 9M FY26. The company also announced a leadership transition, with Jayendra Patel stepping down as Vice Chairman & MD to become Whole-Time Director, Aalok Patel taking over as the new Vice Chairman & MD, and Vivek Modi being elevated to Executive Director alongside his CFO role.
Sequential improvement in profitability, strong disbursement growth, and better collection efficiency are positive signals, but 9M FY26 earnings remain sharply lower YoY, which may weigh on sentiment. The well-planned leadership succession and robust capital adequacy (38.3% standalone, 52.3% at Namra) along with INR 247 Crore liquidity provide stability, though investors will watch for sustained asset quality improvement in microfinance.