Audited Financial Results for the quarter and year ended 31.03.2025
Awaiting price reaction for this filing.
State Bank of India reported a standalone net profit of ₹70,900.63 crore for FY25, up about 16% from ₹61,076.62 crore in FY24, with EPS rising to ₹79.44 from ₹68.44. Total income grew roughly 12% to ₹5,24,172 crore, while operating profit rose nearly 18% to ₹1,10,579 crore. Q4 FY25 net profit was ₹18,642.59 crore, lower than ₹20,698.35 crore in Q4 FY24. Asset quality improved sharply with gross NPAs falling to 1.82% (from 2.24%) and net NPAs to 0.47% (from 0.57%); provision coverage ratio stood at 74.42%. The bank reported ₹7,100 crore in exceptional items, declared a dividend of ₹15.90 per share, and Capital Adequacy Ratio (Basel III) remained healthy at 14.25%. Consolidated net profit grew to ₹77,561.34 crore.
Strong full-year earnings growth, improving asset quality, and a healthy dividend payout are positive for shareholders. The dip in Q4 sequential profit and a one-time exceptional charge may temper near-term sentiment, but the overall trajectory supports confidence in the stock.