Bajaj Housing Finance limited has informed the Exchange about Investor Presentation
BAJAJHFL · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Bajaj Housing Finance (BHFL) has filed its annual investor presentation covering FY2026 performance and medium-term outlook. The company reported AUM of Rs 1,40,706 crore (up 23% YoY) and PAT of Rs 2,560 crore (up 18% YoY). Key metrics include GNPA of 0.27% (lowest among large HFC players), ROA of 2.3%, and ROE of 12.1%. BHFL has achieved all its FY26 targets across AUM growth (23% vs 21-23% guidance), Opex to NTI (19.7% vs 20-21% target), and return ratios. The company is the 2nd largest HFC with a full mortgage product suite including Home Loans (54.1%), LRD (22.4%), Developer Financing (11.5%), and LAP (10.8%). BHFL grew at 22.8% CAGR during FY23-25, significantly outpacing industry HFC growth of 8.8%. Management targets increasing market share in incremental home loan originations to 5% from current ~2.5-2.7%.
BHFL delivered strong FY26 results meeting all guidance metrics, demonstrating disciplined cost management and superior asset quality. The investor presentation provides multi-year strategic targets for shareholders to assess growth trajectory and operational efficiency goals.