Bandhan Bank share price slips over 14% on weak margin outlook. Should you buy, sell or hold the stock after Q1 results?

Bandhan Bank shares fell over 14% after Q1 FY27 results as management sharply lowered FY27 exit RoA guidance to 1.2–1.4% from 1.6–1.8% earlier, citing margin and competitive deposit pressure. While net profit rose 34.8% YoY to about Rs 502 crore, NIM stayed flat at 6.2%, deposit growth remained subdued at 7%, and CD ratio inched up to 92%. Brokerages including Motilal Oswal and Nuvama cut FY27–29 earnings estimates by 11–14% and downgraded the stock to Neutral and Hold respectively.