Bank of Baroda Q1 results LIVE: PSU Bank to announce earnings today; all eyes on loan growth, NIMs, and asset quality

Bank of Baroda, India's second-largest public sector bank by market capitalisation, is set to announce its Q1FY27 results on July 24, 2026, after reporting a record quarterly profit in the March quarter. Motilal Oswal expects net interest income of around 12,950 crore (up 13.3% year-on-year), net profit of around 5,170 crore (up 13.8% year-on-year), and loan book growth of 22.2% year-on-year, driven by retail, agriculture, MSME and RAM lending. The brokerage has a Neutral rating with a target price of 300 and expects net interest margin to decline by 9 basis points sequentially to settle at the lower end, with credit cost in the 0.4%-0.5% range.