MAHABANKBSEBank of MaharashtraMediumNeutral
Announced Fri, 19 Dec · 11:22 IST

Reaffirmation of ratings on securities by Acuite Ratings and Research Limited

Credit & Debt View source PDF

MAHABANK · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Acuite Ratings has reaffirmed its ratings on Bank of Maharashtra's bond instruments as of December 18, 2025, with a Stable outlook. Basel III Additional Tier-I Bonds worth Rs. 1,880 crore were reaffirmed at AA/Stable, while Basel III Tier-II Bonds worth Rs. 3,120 crore (including proposed issuances) were reaffirmed at AA+/Stable, covering a total outstanding of Rs. 5,000 crore. The agency cited strong Government of India ownership (79.60%), healthy capitalization (CAR at 18.13%), industry-leading CASA ratio of 50.35%, improving asset quality (GNPA down to 1.72%), and Rs. 5,520 crore profit in FY25 as key positives. Regional concentration in Maharashtra remains a key monitorable concern.

Likely market impact

The rating reaffirmation with Stable outlook signals continued creditworthiness and unchanged investor confidence in Bank of Maharashtra's bond instruments. Shareholders can view this as a neutral-to-positive event, as no negative rating action was taken and the bank continues to demonstrate improving financials supported by strong sovereign backing.