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CIFL · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

-1.5%1-day move

₹25.30

prior close

₹26.10

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

-0.0-0.5-0.7-1.2-1.5-0.8-2.5-5.1-2.2-3.0-7.9+1.0-16.1—

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AI summary

Capital India Finance Limited is an NBFC listed on NSE and BSE, focused on MSME secured lending. The company reported AUM of Rs. 1,227 crore with 22% YoY growth, having expanded to 46 branches across 9 states. PAT grew 243% YoY to Rs. 40 crore (including exception item), driven by strategic shift from wholesale to MSME/retail loans. Net worth stands at Rs. 669 crore with CRAR of 40.99%, maintaining 'A' credit rating. The company has also diversified into fintech/neo-banking through its RapiPay subsidiary, which has onboarded ~730K agents covering 95% of India's pin codes. Borrowing franchise expanded to 23 lenders with Rs. 618 crore raised in FY26.

Likely market impact

Strong operational metrics show successful execution of MSME lending strategy with improving margins (81 bps spread improvement) and healthy asset quality (1.32% Net NPA). High capital adequacy and low gearing provide ample runway for future growth.