Capital Trust Limited has informed the Exchange regarding a press release dated April 04, 2026, titled "Capital Trust Limited Emerges as a New-Age Challenger in the Gold Loan Market".
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Capital Trust Limited (CTL), a listed NBFC with 250+ branches and 4+ decades of financial services experience, has announced its strategic entry into the gold loan segment. The company has already opened 4 gold loan branches, including its second branch in Gurgaon, with plans to expand across Delhi NCR before targeting other markets. CTL is positioning itself as a new-age challenger by adopting a fully app-based, paperless operating model with an advanced eight-layer security architecture, differentiating itself from traditional gold loan branches. The company already has a live co-lending partnership with another NBFC and is exploring further partnerships with banks and financial institutions. The CMD described the move as a shift towards a safer, more resilient and capital-efficient lending model with secured lending expected to strengthen the balance sheet and improve asset quality.
The entry into gold loans marks a significant diversification for CTL, potentially reducing credit risk through secured lending while tapping into India's growing gold loan market. The technology-driven, compliance-first approach and existing co-lending partnerships suggest a scalable model that could contribute meaningfully to revenues in the medium term.