CENTRUMNSECentrum Capital LimitedMediumNeutral
Announced Mon, 5 May · 13:27 IST

Centrum Capital Limited has informed the Exchange about General Updates

Business Updates View source PDF

CENTRUM · price

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Centrum Capital informed the exchange about the financial performance of its material subsidiary, Unity Small Finance Bank, for Q4 FY25 and full year FY25. Unity Bank's quarterly total income surged 123% year-on-year to Rs 977 crore, while net profit rose 83% to Rs 264 crore. For the full year FY25, total income grew 74% to Rs 2,837 crore and net profit rose 10% to Rs 482 crore. Total deposits scaled to Rs 11,952 crore (up 84% YoY) with CASA and retail deposits at 80%, while net advances grew 38% to Rs 10,985 crore. The bank maintains a strong capital position with CRAR at 29% (well above the 15% regulatory minimum), Net NPA of 1.6%, and Provision Coverage Ratio of 96%.

Likely market impact

Strong quarterly and annual performance from Unity Small Finance Bank, Centrum Capital's key material subsidiary, is positive for Centrum Capital shareholders as it reflects healthy growth in profitability, deposits, and capital adequacy at the subsidiary level, though full-year net profit growth was modest at 10%.