CHOICEINNSEChoice International LimitedMediumNeutral
Announced Mon, 21 Jul · 16:35 IST

Investor Presentation for the Quarter ended June 30, 2025.

Mgmt Guided Margin ImprovementOrder Pipeline DisclosedAnalyst Day Multiyear TargetsInvestor Communications View source PDF

CHOICEIN · price

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AI summary

Choice International reported strong Q1 FY26 results with consolidated revenue of ₹2,380 Mn, up 16% YoY, and PAT of ₹480 Mn, up 50% YoY. EBITDA margin expanded sharply to 36.48% from 28.28% a year ago, while PAT margin improved to 20.16% from 15.54%. The diversified financial services business showed broad-based growth: Stock Broking ADTO rose to ₹14,880 Mn with 1,150K demat accounts, Wealth AUM surged 443% YoY to ₹47,687 Mn, NBFC total loan book grew 64% to ₹7.45 Bn with NIM expanding 85 bps to 11.85%, and Insurance premium rose 62% YoY. The advisory order book stands at ₹5.86 Bn, supported by new project wins worth ₹1,303 Mn in the quarter. Investment Banking has 24 ongoing IPO mandates, and the Choice Connect associate network scaled to nearly 59,000 partners.

Likely market impact

Strong margin expansion and 50% PAT growth signal healthy operating leverage across segments, likely to be viewed positively by the market. The diversified revenue mix, improving NBFC asset quality (NNPA at 2.25%, CRAR at 53.37%), and visible long-term targets (₹25 Bn MSME AUM and ₹10 Bn Green Finance AUM by 2030) provide a clear growth narrative for investors.