Announced Thu, 30 Apr · 19:57 IST

Investor presentation for Q4 & FY26 with strong growth and margin gains

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

CHOLAFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
+5.4%1-day move
₹1570.50
prior close
₹1564.80
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+2.1+2.4+2.7+3.0+5.4+9.5+7.6+6.4+3.7+0.2+1.4-5.5+17.9
Up moveDown movePending
AI summary

Chola's AUM grew 21% YoY to ₹2.42 lakh Cr. FY26 disbursements rose 11% to ₹1,11,642 Cr. PBT grew 21% to ₹6,961 Cr; PAT up 23% to ₹5,220 Cr. NIM improved to 8.0% (from 7.7%); Q4 NIM at 8.4%. ROE stable at 19.7%. GNPA rose to 4.36% (from 3.97%). Launched gold loan; branch network expanded to 1,761. Promoters hold 49.25%.

Likely market impact

Strong AUM and profit growth with margin expansion supports earnings; rising GNPA is a watchpoint but covered by strong provisions.