City Union Bank Limited has informed the Exchange about Investor Presentation
CUB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
City Union Bank reported strong FY2026 results with total business growing 24% to ₹14,50,068 million. Deposits increased 23% to ₹7,83,080 million while advances rose 26% to ₹6,66,988 million. Net profit grew 18% to ₹13,262 million with Q4 net profit at ₹3,596 million (up 25% YoY). Asset quality improved significantly with Gross NPA falling from 3.09% to 1.91% and Net NPA from 1.25% to 0.68%. The bank maintained healthy capital adequacy at 21.92% with Tier-1 capital at 20.82%. Net Interest Margin improved to 3.74% from 3.60% year-over-year. Gold loan portfolio grew 36% YoY to ₹1,94,590 million, constituting 29% of gross advances. The bank celebrated 120 years of operations and operates 949 branches pan-India.
Strong loan growth, improving margins, and declining NPA ratios indicate healthy operational performance. The bank appears well-positioned for continued growth with adequate capital buffers, though rising gold loan concentration (29% of advances) warrants monitoring.