Consideration and approval of the Audited Financial results for the quarter and year ended March 31, 2026
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CreditAccess Grameen, an NBFC focused on microfinance lending, reported strong audited results for FY26. Total revenue from operations grew 5.3% to Rs 6,058.92 crore from Rs 5,752.33 crore in FY25. The company achieved significant profit growth with Profit After Tax rising 46.3% to Rs 777.64 crore versus Rs 531.40 crore in the previous year. Basic EPS improved from Rs 33.32 to Rs 48.63. A notable positive was the 42.5% reduction in impairment charges to Rs 1,775.40 crore, indicating improved asset quality. The company maintained an unmodified audit opinion from joint auditors Walker Chandiok & Co LLP and Varma & Varma. Asset quality metrics show Gross Stage III NPA at 3.17% and CRAR at 24.41%, well above regulatory requirements.
Strong profitability growth with PAT up 46% demonstrates operational efficiency and improved asset quality. The reduction in impairment charges is particularly positive for shareholders as it suggests better loan recovery and lower credit risk. The stock should be viewed favorably given the earnings growth outpacing revenue growth.