CREDITACCESS GRAMEEN LIMITED has informed the Exchange about Investor Presentation
CREDITACC · price
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CreditAccess Grameen reported strong Q4 FY26 results with PAT of INR 340 Cr, up 619.4% YoY, driven by improved asset quality and higher margins. AUM grew 14% to INR 29,590 Cr with disbursements up 28.4% YoY to INR 8,313 Cr. The company achieved FY26 PAT of INR 778 Cr (46.3% YoY growth) with ROE recovering to 10.7% from 7.7%. Asset quality showed significant improvement with GNPA declining to 3.17% from 4.76% YoY and PAR 90+ at 2.28%. The company opened 183 new branches taking total to 2,236 across 16 states. Digital collections rose to 22% from 14% YoY. Management maintained positive guidance for FY27 targeting 20-25% AUM growth, 3-4% credit cost, and ROE of 16-20%.
The company demonstrated strong recovery from the industry crisis with PAT growing over 6x YoY and asset quality normalizing. The FY27 guidance with ROE target of 16-20% and improving return ratios signals sustained profitability momentum, which should support the stock positively.