CSB Bank Limited has informed the Exchange about Investor Presentation
CSBBANK · price
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CSB Bank reported strong FY26 results with 21% growth in balance sheet size to ₹57,727 crore and 27% growth in gross advances to ₹40,359 crore. Total business crossed ₹84,605 crore with 23% YoY growth. Deposits grew 20% to ₹44,246 crore. Net interest income rose 17% to ₹1,720 crore while profit after tax increased 7% to ₹633 crore. Asset quality improved significantly with Net NPA declining to 0.40% from 0.52% in FY25. Capital adequacy remains robust at 20.66%. However, NIM compressed to 3.76% from 4.13% in the prior year due to competitive pressures and higher cost of funds. The bank continues its SBS 2030 strategy targeting mid-sized new age bank status by 2030.
CSB Bank delivered healthy business growth with improved asset quality in FY26, though margin compression is a concern for profitability outlook. The strong capital position provides room for continued growth expansion.