Unaudited financial results for the quarter ended June 30, 2025
DHANBANK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 0.3 pts more than Nifty Microcap 250 and 0.5 pts more than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
Dhanlaxmi Bank reported a net profit of Rs 12.18 crore in Q1 FY26, turning around from a loss of Rs 8.00 crore in the same quarter last year. Total income grew about 20% year-on-year to Rs 407.06 crore, driven by a 22% rise in interest earned on advances. Operating profit swung to Rs 33.28 crore from a loss of Rs 3.29 crore a year ago, though provisions nearly tripled to Rs 21.10 crore. Asset quality showed Gross NPA at 3.22% (vs 2.98% in Q4 FY25) and Net NPA at 1.13% (vs 0.99%), with provision coverage ratio at a healthy 87.31%. Capital Adequacy Ratio improved sharply to 18.26% from 16.12% in the previous quarter, supported by an equity raise.
The return to profit and stronger capital position are positive signals for shareholders, though the slight uptick in NPAs and rising provisions warrant monitoring. The improved capital adequacy gives the bank more room to grow advances and absorb shocks.