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Emerald Finance Limited announced two key business milestones for Q4 FY26. The company partnered with 30 corporates/firms to offer its Early Wage Access (EWA) program, allowing employees to access earned salary before payday through a structured salary advance model with payroll deductions. Separately, the company and its subsidiary Eclat Net Advisors surpassed ₹375 Cr in gold loan disbursements through syndication partnerships with ICICI Bank, HDFC Bank, RBL Bank, and Muthoot Finance. For consolidated FY25, the company reported total income of ₹21.63 Cr, EBITDA of ₹15.07 Cr, and net profit of ₹8.89 Cr.
The expansion of the EWA platform and strong gold loan origination volumes indicate growing business traction, though the ₹375 Cr in loan disbursements represents syndication volume rather than direct revenue for the company.