BSEExplicit Finance LtdMediumNeutral
Announced Fri, 13 Feb · 11:40 IST

Financial Results for the quarter ended 31-12-2025

Revenue DeclinePat Growth 25pctResults View source PDF

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AI summary

Explicit Finance Ltd, a small non-banking finance company, reported Q3 FY26 total revenue from operations of Rs 89.12 lakhs, up sharply from Rs 41.83 lakhs in Q2 FY26, but lower than Rs 122.84 lakhs in Q3 FY25. For the nine months ended December 2025, revenue stood at Rs 260.07 lakhs versus Rs 441.75 lakhs in the same period last year, indicating a notable YoY decline of around 41%. Profit before tax swung to a profit of Rs 14.74 lakhs in Q3 FY26 from a loss of Rs 10.79 lakhs in Q2 FY26. Nine-month PAT improved to Rs 13.88 lakhs (EPS Rs 0.18) versus Rs 2.43 lakhs (EPS Rs 0.03) in 9M FY25, while FY25 had ended with a marginal loss of Rs 0.47 lakhs. The auditors issued an unqualified limited review report with no qualifications.

Likely market impact

Mixed signals for shareholders: profitability has recovered strongly on a YoY basis and the company has returned to profits after a loss in FY25, but top-line revenue has shrunk sharply due to lower trading/investment income. As a micro-cap NBFC with volatile share-trading earnings, quarterly results can swing meaningfully, so investors should weigh improved profitability against the weakening revenue base.