Fedbank Financial Services Limited has informed the Exchange about Investor Presentation
FEDFINA · price
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Awaiting price reaction for this filing.
Fedbank Financial Services (Fedfina) submitted a revised investor presentation for Q1 FY26, correcting a mix-up between West and North branch counts on slide 18. In Q1 FY26, AUM grew 19% YoY to ₹15,697 Cr, with Gold Loan AUM rising 38.8% to ₹6,332 Cr and Mortgage AUM up 29.7% to ₹8,539 Cr. Disbursements increased 18.6% YoY to ₹5,933 Cr, while Profit After Tax grew 6.8% to ₹75.0 Cr. The company executed a 100% direct assignment of its ₹770 Cr unsecured Business Loan portfolio, reducing unsecured exposure from 10% to 2% of AUM. Asset quality remained stable with GNPA at 2.0% and NNPA at 1.2%, while RoA stood at 2.3% and RoE at 11.6%.
The correction is minor and unlikely to affect the stock price. However, the strong Gold Loan growth and deliberate exit from unsecured business loans signal a more secured, focused book, which is positive for risk profile. Investors should note that operating profit declined 0.6% YoY due to lower direct assignment income, indicating some near-term pressure on fee income.