Fedbank Financial Services Limited has informed the Exchange about Transcript
FEDFINA · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Fedbank Financial Services reported strong Q4 FY26 results with PAT crossing INR 100 crores for the first time. AUM reached INR 20,153 crores with 27% overall growth (41% excluding business loans). Gold loan business surged with AUM of INR 10,352 crores (76% Y-o-Y growth) driven by 12% tonnage growth and 148 new branches added during the year. The company achieved ROA of 2.6% and ROE of 14%, with credit cost controlled at 0.7% for Q4 and 0.8% for full year. Management has guided for 20-25% AUM growth in FY27 with 20-30 bps ROA improvement expected. ST LAP business is showing signs of recovery after internal restructuring with improved collection infrastructure.
The company has delivered a strong rebuild year with improved asset quality (GNPA reduced to 1.9%) and controlled credit costs. The management guidance for continued ROA expansion and 20-25% AUM growth suggests positive momentum for shareholders, though the competitive pressure in gold loans may keep yields under slight pressure.