Fedbank Financial Services Limited has informed the Exchange about Investor Presentation
FEDFINA · price
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Fedbank Financial Services (FEDFINA) reported strong Q4 FY26 results with AUM reaching ₹20,153 Cr, up 27.5% YoY. Disbursements surged 109.1% YoY to ₹11,665 Cr, driven by gold loan growth of 76% YoY to ₹10,352 Cr, which now represents 51.4% of total AUM. PAT grew 40.3% YoY to ₹100.5 Cr in Q4, with full-year PAT at ₹343.6 Cr, up 52.6% YoY. The company achieved ROE of 14.0% in Q4 and 12.6% for FY26, up from 9.4% in FY25. Asset quality remained stable with Gross Stage III at 1.9% and Credit Cost improving to 0.8% for FY26 from 1.7% previously. The company expanded to 757 branches and reduced dependence on direct assignment income to just 1.6% of PBT from 21.7% in FY25.
Strong operational performance with 52.6% PAT growth and improving return ratios (ROE at 12.6%) indicates execution capability and a shift toward more stable, core income. The 98.9% secured portfolio and declining credit costs reduce risk, while gold loans becoming the dominant product provides a collateralized revenue stream.