The Federal Bank Limited has informed the Exchange about Transcript

Federal Bank reported its highest ever quarterly net profit of INR 1,145 crores in Q4 FY'26, up nearly 10% sequentially, driven by robust NII, record fee income of INR 990.92 crores, and disciplined cost management. The bank achieved major milestones including CASA crossing INR 1 lakh crore and NRI deposits also crossing INR 1 lakh crore. CASA ratio improved to 32.94%, up 271 bps Y-o-Y. Asset quality reached decade best with GNPA at 1.62% and NNPA at 0.37%. NIM expanded to 3.20%. ROA reverted to pre-rate cut levels at 1.24%, and ROE improved to 12.47%. The bank took a onetime provision of INR 456 crores primarily for ECL transition preparation. Management indicated deposit repricing headroom remains and multiple levers exist for continued NIM expansion.