Finkurve Financial Services Limited has informed the Exchange about Investor Presentation
FINKURVE · price
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Finkurve Financial Services (FINKURVE) submitted a revised investor presentation for its Q4 FY26 analyst meet. The NBFC, which operates gold loans through its brand 'Arvog', reported AUM crossing ₹1,000 crore at ₹1,096.1 crore, representing 149% YoY growth. PAT grew 105% YoY to ₹8.04 crore, though this includes a ₹1.22 crore incremental provision for NBFC-ML transition. The company has completed a strategic transformation, with retail gold loans now comprising 95% of the loan book (up from 39%). Asset quality improved significantly with NNPA at 0.09%, down 57 bps YoY. The company operates 105 branches across 5 states and has partnerships with Godrej Finance and RBL Bank for co-lending. Gold holdings stand at 1,076 kg with average ticket size of ₹1.81 lakh.
Strong quarter with near 10× AUM growth since FY23 demonstrates successful pivot to retail gold loans. Improved asset quality and near-100% collection efficiency signal healthy portfolio. Shareholders can note consistent quarterly growth trajectory and regulatory compliance upgrade to Middle Layer NBFC.