FINKURVEBSEFinkurve Financial Services LtdHighNeutral
Announced Thu, 29 May · 18:36 IST

Outcome of Board Meeting held on May 29, 2025

Revenue Growth 20pctNegative Operating CashflowResults View source PDF

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AI summary

The board approved audited financial results for Q4 and FY ended March 31, 2025, with the statutory auditor (P.D. Saraf & Co.) issuing an unmodified opinion. Total revenue from operations grew 56% YoY to Rs 14,047.93 lakhs in FY25 (vs Rs 9,004.22 lakhs in FY24), driven mainly by interest income and fees/commission income. Profit after tax rose to Rs 1,740.73 lakhs (vs Rs 1,607.13 lakhs), while Q4 PAT dipped to Rs 391.38 lakhs from Rs 489.24 lakhs. The company raised Rs 27.70 crore via secured 12% NCDs in Jan-Feb 2025, fully utilised for lending. The board also granted 3,06,223 stock options to employees, appointed M/s. Aadesh Shah & Associates as internal auditor for FY26, and reshuffled key managerial personnel with Sunny Parekh resigning as Company Secretary and Kajal Parmar taking over from June 1, 2025.

Likely market impact

Strong top-line growth and a clean audit opinion are positive signals, but Q4 PAT declined ~20% and operating cash flow turned sharply negative (Rs -13,382 lakhs vs Rs -706 lakhs prior year), suggesting heavy loan-book expansion is consuming cash. Existing shareholders may see mild dilution from new ESOP grants.