We herewith enclose a copy of presentation for Analysts/Investors meet scheduled on May 21, 2026.
FINKURVE · price
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Finkurve Financial Services (listed on NSE, ticker: FINKURVE) disclosed an investor presentation ahead of an analyst meet on May 21, 2026. The company operates gold loans under the Arvog brand within the Augmont Group ecosystem. Q4 FY26 AUM stood at INR 1,096 crore, surging 149% year-on-year, with gold loans now comprising 95% of the loan book (up from 39%). Net NPA improved significantly to 0.09% from 0.65% YoY. PAT for Q4 FY26 was INR 8.04 crore, up 105% YoY, though this includes an incremental provision of INR 1.22 crore due to the company's transition to Middle Layer NBFC (MLNBFC) framework. The company has 105 branches across 5 states and has partnered with Godrej Finance for co-lending gold loans. Capital adequacy stands at 31% and cost of borrowing has been declining.
Strong operational execution with near 10x AUM growth since FY23 and improving asset quality signals a successful strategic pivot to retail gold loans. This analyst presentation demonstrates management's confidence in the business model and could attract investor interest ahead of the meet.