FUSIONNSEFusion Finance LimitedMediumNeutral
Announced Sun, 10 Aug · 18:14 IST

Fusion Finance Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

FUSION · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Fusion Finance reported a Q1 FY26 loss of ₹92 Cr, narrower than the ₹165 Cr loss in Q4 FY25, as credit costs fell to ₹178 Cr from ₹253 Cr. AUM declined 14% QoQ to ₹7,688 Cr and disbursements dropped to ₹950 Cr due to tighter guardrails, with 80% of lending now to existing customers. Asset quality improved sharply: GNPA fell to 5.43% from 7.92%, and PAR 0-30 flow reduced to 0.54% from 2.98% in Q2 FY25. NIM expanded to 10.3% from 8.6% QoQ, and the company raised ₹418 Cr in fresh borrowings with CRAR at a strong 29.52% and ₹724 Cr in liquidity. A new Chief Credit Officer was appointed, reflecting governance focus.

Likely market impact

Continued improvement in asset quality and margin recovery are positive signals, but the company is still loss-making with a significantly smaller book year-on-year. Shareholders should watch for sustained credit cost normalisation and return to profitability in coming quarters.