Investor Presentation for the quarter and FY ended March 31, 2026
FUSION · price
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Fusion Finance (formerly Fusion Micro Finance) reported strong Q4 FY26 results with AUM at ₹7,407 Cr, up 8% QoQ. Disbursements surged 34% QoQ to ₹2,140 Cr, driven by prudent growth in less-leveraged customers. Credit quality improved significantly with GNPA declining to 3.21% from 4.38% in Q3, and NNPA at 0.51%. The company recorded its sixth consecutive quarter of credit cost decline to ₹56 Cr. PAT jumped to ₹114 Cr in Q4 (vs ₹14 Cr in Q3) largely due to ₹76.8 Cr deferred tax asset recognition, though FY26 PAT was ₹13.9 Cr. Collection efficiency strengthened to 99.66%, and the company added new leadership including a Chief Strategy Officer. Capital position remains robust with CRAR at 36.46% and liquidity of ₹1,913 Cr.
The strong credit quality improvement and operational discipline signal a turnaround in profitability, though FY26 full-year PAT remains modest. The improved GNPA/NNPA trajectory and high capital adequacy are positive for investor confidence.