GIC Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
GICHSGFIN · price
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GIC Housing Finance published its audited financial results for Q4 and FY26 in Financial Express and Loksatta on May 16, 2026. Standalone total income for Q4 FY26 was Rs 1,08,329 lakh (vs Rs 1,08,894 lakh in Q4 FY25), while net profit after tax jumped to Rs 5,358 lakh from Rs 3,509 lakh — a 52.7% year-on-year increase. For the full year FY26, standalone net profit after tax stood at Rs 15,449 lakh vs Rs 16,017 lakh in the prior year, with income at Rs 1,08,322 lakh. Basic EPS was Rs 9.95 for Q4 (annualised Rs 28.69 vs Rs 29.74 in FY25). The Board recommended a dividend of Rs 4.5 per equity share (45% on Rs 10 face value), subject to shareholder approval. Statutory auditors expressed an unmodified opinion. The company also changed its Expected Credit Loss calculation method from April 1, 2025, and reclassified repossessed properties from Assets Held for Sale to Loans at amortised cost.
Strong Q4 profit recovery (up 52.7% YoY) is a positive signal for shareholders, though full-year standalone PAT declined slightly due to accounting changes. The 45% dividend payout adds income support. However, the high debt-equity ratio of 4.30 and ECL methodology changes warrant monitoring of asset quality.