GIC Housing Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
GICHSGFIN · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 1.0 pts less than Nifty Microcap 250 and 0.7 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
GIC Housing Finance reported FY2026 total income of Rs 1,08,322 lakh, marginally up from Rs 1,08,888 lakh in FY2025. Net profit declined to Rs 15,449 lakh from Rs 16,017 lakh (down about 3.5%), with EPS falling to Rs 28.69 from Rs 29.74. The company experienced a significant surge in impairment charges to Rs 6,852 lakh from Rs 1,652 lakh due to changes in Expected Credit Loss methodology. Operating cash flow turned sharply negative at Rs 32,016 lakh versus negative Rs 1,780 lakh previously, largely due to increased housing loan disbursements. The Board recommended a dividend of Rs 4.50 per share (45%). Statutory auditors issued an unmodified (clean) opinion. Related party transactions with promoter companies up to Rs 1,000 crores were approved.
While revenue remained stable, the sharp decline in net profit and significantly higher impairment charges indicate asset quality concerns. The highly negative operating cash flow may pressure liquidity. However, the clean audit opinion and maintained dividend provide some comfort to shareholders.