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GODIGITNSEGo Digit General Insurance Limited· InsuranceHighNeutral
Announced Mon, 28 Jul, 2025 · 17:43 IST

Go Digit General Insurance Limited has informed the Exchange regarding Board meeting held on July 28, 2025.

Pat Growth 25pctRevenue DeclineResults View source PDFExplain this filing

GODIGIT · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
+4.3%Reaction day
₹349.35
prior close
₹354.00
announcement price
After-mkt
timing
Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)+0.9%+3.4% vs market
General Insurance peers, median of 5sector+0.6%+3.6% vs sector

On the reaction day the stock moved 3.4 pts more than Nifty Smallcap 250 and 3.6 pts more than its General Insurance peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+1.2
10m
+0.2
15m
+3.2
30m
+4.0
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
+4.3+0.9+3.4+0.6+3.6
Next day
+5.9+0.8+5.1+2.7+3.2
2d
+6.0-0.1+6.2+5.8+0.2
3d
+3.7-1.7+5.4+3.2+0.4
4d
+2.8-0.8+3.6+3.0-0.2
5d
+2.5-1.1+3.6+2.6-0.1
1w
+4.7-2.4+7.1+1.9+2.8
15d
+3.1-0.6+3.7+3.7-0.6
1m
+2.2-3.8+6.0-1.3+3.5
2m
-2.2-2.9+0.7+0.1-2.3
3m
+4.3+1.5+2.8+6.9-2.6
UpDownMarket · Nifty Smallcap 250Sector · General Insurance peers, median of 5Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Go Digit General Insurance announced its Q1 FY26 (quarter ended June 30, 2025) unaudited results alongside a senior management change. Profit after tax rose to ₹13,833 lakhs, up 36.5% from ₹10,134 lakhs in Q1 FY25, with EPS at ₹1.50 vs ₹1.13. Gross Premiums Written grew about 12% YoY to ₹2,98,180 lakhs, but Net Premium Written actually dipped roughly 4% to ₹1,95,060 lakhs. The underwriting loss widened to ₹(19,358) lakhs from ₹(17,016) lakhs, pushing the combined ratio to 108.6% (worse than 105.4% a year ago), showing the core insurance business is still loss-making. Investment income improved 24% to ₹31,407 lakhs. Additionally, Mr. Atul Mehta (Country Head – Retail Geographies & Key Partnerships) resigned effective August 11, 2025, citing personal reasons. A DGGI tax matter remains pending – the company has paid ₹551 lakhs tax, ₹145 lakhs interest, and ₹83 lakhs penalty, with the closure order awaited.

Likely market impact

Strong bottom-line growth driven mainly by investment income, but rising combined ratio and widening underwriting loss mean the core insurance business is still under pressure. Investors should watch for improvement in underwriting profitability and resolution of the DGGI matter.