शुभ दीपावलीDiwali offer: 3 months free on yearly plans · ends 11 NovSee plans
BSEGujarat Credit Corporation Ltd· FinanceHighNeutral
Announced Thu, 13 Nov, 2025 · 18:57 IST

Dear Sir/Ma''am, Pursuant to Regulation 30 & Regulation 33 read with Schedule III of the Securities and Exchange Board of India (Listing and Obligations and Disclosures Requirements) ....

Net loss reportedNegative operating cash flowRevenue declinedEBITDA margin compressionDebt to equity above the thresholdResults View source PDFExplain this filing

Price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
+5.0%Next day
₹27.65
prior close
—
announcement price
After-mkt
timing
Nifty Microcap 250market · in no size index; the smallest one is used+0.5%+4.5% vs market
Other Financial Services peers, median of 78sector-0.5%+5.5% vs sector

By the next day the stock moved 4.5 pts more than Nifty Microcap 250 and 5.5 pts more than its Other Financial Services peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
—
10m
—
15m
—
30m
—
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
—-0.1—+0.0—
Next day
+5.0+0.5+4.5-0.5+5.5
2d
+9.9-0.3+10.3-1.1+11.0
3d
+4.4-0.5+4.9-1.0+5.5
4d
+8.5-0.8+9.3-1.8+10.3
5d
—-2.3—-2.3—
1w
+8.2-2.8+11.0-3.4+11.6
15d
+16.5-4.9+21.3-7.3+23.8
1m
+9.7-4.7+14.4-5.0+14.7
2m
—-7.7—-8.8—
3m
-20.4-7.8-12.6-11.8-8.6
UpDownMarket · Nifty Microcap 250Sector · Other Financial Services peers, median of 78Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Gujarat Credit Corporation reported a standalone net loss of Rs 8.49 lacs in Q2 FY26, reversing a small profit of Rs 0.88 lacs in Q2 FY25. The company had zero revenue from operations and zero other income for the quarter, with total expenses of Rs 8.49 lacs. For the half year (H1 FY26), standalone net loss widened to Rs 17.55 lacs versus a loss of Rs 6.42 lacs in H1 FY25. On a consolidated basis, the loss was deeper at Rs 40.65 lacs for H1 FY26 (vs Rs 36.69 lacs loss in H1 FY25), pulled down by a Rs 23.10 lacs share of losses from its associate, GCCL Infrastructure & Projects Limited. Operating cash flow was sharply negative at Rs (449.76) lacs for the half year, mainly due to a Rs 435 lacs reduction in other financial liabilities. Long-term borrowings rose to Rs 1,711.22 lacs (from Rs 1,243.72 lacs at March 2025), taking the debt-to-equity ratio to roughly 1.38x. The statutory auditor (Sorab S. Engineer & Co.) issued an unqualified review report on both standalone and consolidated results.

Likely market impact

Negative for shareholders: the company continues to bleed cash with no operating revenue, widening losses, and rising debt, although the auditor's clean opinion limits immediate governance concerns. The stock may remain under pressure given the deteriorating fundamentals and dependence on borrowings to fund operations.