Announced Mon, 20 Jul · 17:41 IST
HDB Financial Q1 FY27 earnings call transcript filed with strong profit growth
HDBFS · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
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AI summary
HDB Financial filed Q1 FY27 earnings call transcript. Highest ever quarterly PAT of Rs 785 crore, up 38% YoY. Disbursements grew 16% YoY to Rs 17,629 crore. Loan book at Rs 1.22 lakh crore, up 11% YoY. Stage 3 improved to 2.34% from 2.56% YoY. NIM expanded to 8.35% from 7.74%. Cost to income ratio improved to 39.9%. ROA at 2.5% and ROE at 15%. Management targets 8%+ NIM and 2.5% ROA consistently. Credit cost held around 2.3%. Confident on growth pickup from Q2 onwards.
Likely market impact
Record quarterly profit and margin expansion. Management positive on growth pickup and asset quality improvement in coming quarters.