Announced Mon, 20 Jul · 17:42 IST
Q1 FY27 earnings call transcript filed
HDBFS · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
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AI summary
HDB Financial Services filed the Q1 FY27 earnings call transcript. PAT hit a record Rs 785 crores, up 38% YoY. Disbursements grew 16% to Rs 17,629 crores; loan book rose 11% to Rs 1.22 lakh crores. Gross Stage 3 improved to 2.34% from 2.56% YoY. NIM rose to 8.35%. ROA was 2.5%, ROE 15%, CRAR 21.29%. Management reiterated steady-state credit cost around 2.3%. Asset Finance and Unsecured Business Loan growth expected to pick up from Q2-Q3.
Likely market impact
Record quarterly profit and better asset quality. Growth lags in Asset Finance and unsecured segments but is expected to improve from Q2.