HDFC Bank Q1 results preview: Net profit likely to rise 6% YoY on strong loan growth, NIMs to remain flat

HDFC Bank is expected to report a 5.9% YoY rise in Q1 FY27 net profit to around Rs 19,226 crore, with net interest income likely growing 8.5% YoY to about Rs 34,110 crore. NIMs are seen largely flat sequentially, loan growth is projected at 14.5% YoY, while pre-provision operating profit may decline 20% YoY due to a high base from HDB Financial Services stake sale gains. Asset quality is expected to remain steady with GNPA ratio falling to 1.1% from 1.2% QoQ.