Announced Wed, 6 Aug · 16:10 IST

Housing & Urban Development Corporation Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2025.

Revenue Growth 20pctEmphasis Of MatterEbitda Margin CompressionDebt Equity ThresholdResults View source PDF

HUDCO · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

HUDCO reported standalone Q1 FY26 (ended June 30, 2025) Profit After Tax of Rs. 630.23 crore, up about 13% from Rs. 557.75 crore in Q1 FY25. Total income grew roughly 34% year-on-year to Rs. 2,945.47 crore, driven mainly by interest income of Rs. 2,924.64 crore. EPS rose to Rs. 3.15 from Rs. 2.79. The Board declared a first interim dividend of Rs. 1.15 per share (11.5%) with record date August 14, 2025. Margins compressed — operating margin slipped to 29.18% (from 31.29%) and net profit margin to 21.40% (from 25.38%), while the debt-equity ratio climbed sharply to 6.61x from 4.93x and CRAR fell to 41.72% from 57.65%. The auditor flagged an Emphasis of Matter on the Rs. 663.46 crore 'No Lien AGP Account' recoverable from MoHUA. Asset quality improved with gross credit-impaired ratio at 1.34% (vs 2.42%) and the company raised Rs. 5,370 crore via NCDs during the quarter with no deviation in use of proceeds.

Likely market impact

Strong revenue growth and dividend declaration are positives for shareholders, but margin compression, sharply higher leverage, and falling CRAR warrant close watch. Pending recovery of Rs. 663.46 crore from MoHUA remains an unresolved overhang.