Updated Investor Presentation on Financial Results
HUDCO · price
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HUDCO reported exceptional FY26 results with net profit surging 49% to ₹4,034 Cr, driven by record loan sanctions of ₹1.65 lakh Cr and highest-ever disbursements of ₹51,194 Cr (both up ~29% YoY). The loan book expanded to ₹1,60,724 Cr while asset quality remained best-in-class with GNPA at 1.04% and NNPA at just 0.05%. The company achieved significant cost optimization with ~27 bps reduction in borrowing cost (overall cost now 6.56%) and mobilized ₹67,503 Cr through diversified funding. Management set an ambitious target to grow the balance sheet to ₹3 Lakh Cr by FY30, targeting zero net NPA, supported by ₹3 Lakh Cr opportunity in CER projects and multiple MoUs worth over ₹5 Lakh Cr signed with state governments.
Strong financial performance with near-doubling of EPS (₹20.15 vs ₹13.53) and improving margins positions HUDCO favorably; pristine asset quality (NNPA 0.05%) and 39.93% CRAR provide safety buffer, while the ₹3 Lakh Cr balance sheet target signals aggressive expansion in affordable housing and urban infrastructure financing.