ICICI Lombard General Insurance Company Limited has informed the Exchange about Investor Presentation

ICICI Lombard reported GDPI of ₹287.12 billion for FY2026, up 7.0% from ₹268.33 billion in FY2025, though the company grew slower than the industry growth of 9.2%. Q4 FY2026 showed stronger performance with GDPI of ₹73.40 billion, up 18.2% versus industry growth of 10.9%. Profit after tax grew 10.5% to ₹27.72 billion for FY2026 and 7.3% to ₹5.47 billion in Q4. The combined ratio improved to 101.2% in Q4 FY2026 from 102.5% in Q4 FY2025, indicating better underwriting efficiency quarter-on-quarter. However, the full-year combined ratio was 103.4% versus 102.8% in FY2025, showing margin pressure over the year. The board proposed a final dividend of ₹7.00 per share, bringing total FY2026 dividend to ₹13.50 per share versus ₹12.50 last year. ROAE declined to 17.8% from 19.1% in FY2025, impacted by mark-to-market losses on equity portfolio.