ICICI Lombard General Insurance Company Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2025.
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Awaiting price reaction for this filing.
ICICI Lombard General Insurance reported healthy Q1 FY26 results with Profit After Tax of ₹747.08 crore, up about 46.6% from ₹509.59 crore in Q1 FY25, translating to a basic EPS of ₹15.06 versus ₹10.29 earlier. Gross Premium Written stood at ₹8,052.55 crore (up ~1.5% YoY), Net Premium Written at ₹5,610.52 crore (up ~4.7% YoY), and Premium Earned (Net) grew ~14% to ₹5,136.09 crore. Operating Profit rose to ₹654.13 crore from ₹501.47 crore, while Solvency Ratio improved to 2.70 from 2.56. However, the Combined Ratio worsened slightly to 102.9% from 102.5%, and the Incurred Claim Ratio rose to 73.0% from 71.6%. Joint statutory auditors Walker Chandiok & Co LLP and PKF Sridhar & Santhanam LLP issued an unmodified (clean) opinion on the results.
Strong PAT growth and improved solvency are positives for shareholders, but the worsening combined ratio (above 100%) signals underwriting losses and may cap upside; expect a positive but measured stock reaction.